Calculation for Albany, N.Y.

Albany, N.Y.              Oppon.    Game
   Opponent      Result   Rating   Rating   Weight   Product   Effect
--------------   ------   ------   ------   ------   -------   ------
Cent. Michigan    LOSS     734.4    634.4    1.00      634.4    -11.9
Bryant College    WIN      482.1    582.1    0.05       29.1     -3.2
Monmouth, N.J.    LOSS     681.9    581.9    1.00      581.9    -64.4
Lafayette         WIN      536.5    636.5    0.05       31.8     -0.5
William & Mary    WIN      603.4    703.4    1.00      703.4    +57.1
Richmond          LOSS     597.5    497.5    1.00      497.5   -148.8
Towson University WIN      634.8    734.8    1.00      734.8    +88.4
Rhode Island      WIN      525.8    625.8    0.05       31.3     -1.0
Maine             LOSS     616.7    516.7    1.00      516.7   -129.6
Delaware          WIN      592.4    692.4    1.00      692.4    +46.0
New Hampshire     WIN      623.3    723.3    1.00      723.3    +77.0
Stony Brook       WIN      574.1    674.1    1.00      674.1    +27.8
Central Conn. St. WIN      610.9    710.9    2.00     1421.8   +129.1
Montana St.       LOSS     713.4    613.4    2.00     1226.8    -65.9
                                            =====    =======
                                            13.15     8499.5
                              8499.5
     Albany, N.Y.'s rating =  ------ =  646.3
                              13.15

     Team            Rating      Effect
   ---------------   ------      ------
   Cent. Michigan     734.4 LOSS  -11.9 FBS
   Montana St.        713.4 LOSS  -65.9 FCS postseason
   Monmouth, N.J.     681.9 LOSS  -64.4 FCS
   Maine              616.7 LOSS -129.6 FCS
   Richmond           597.5 LOSS -148.8 FCS
>> Albany, N.Y.       646.3 <<
   Towson University  634.8 WIN   +88.4 FCS
   New Hampshire      623.3 WIN   +77.0 FCS
   Central Conn. St.  610.9 WIN  +129.1 FCS postseason
   William & Mary     603.4 WIN   +57.1 FCS
   Delaware           592.4 WIN   +46.0 FCS
   Stony Brook        574.1 WIN   +27.8 FCS
   Lafayette          536.5 WIN    -0.5 FCS
   Rhode Island       525.8 WIN    -1.0 FCS
   Bryant College     482.1 WIN    -3.2 FCS