Calculation for Union, Ky.

Union, Ky.                Oppon.    Game
   Opponent      Result   Rating   Rating   Weight   Product   Effect
--------------   ------   ------   ------   ------   -------   ------
Morehead St.      LOSS     480.9    380.9    0.05       19.0     +9.3
Webber Int'l      LOSS     344.2    244.2    0.05       12.2     +2.4
St. Thomas, FL    LOSS     328.2    228.2    0.05       11.4     +1.6
Campbellsville    LOSS     285.2    185.2    1.00      185.2    -10.0
Cumberland, Ky.   LOSS     557.2    457.2    0.05       22.9    +13.1
Bluefield         LOSS     312.0    212.0    0.05       10.6     +0.8
St Andrews        LOSS     356.9    256.9    0.05       12.8     +3.1
Cincinnati Christ LOSS     267.1    167.1    1.00      167.1    -28.1
Point U.          LOSS     359.9    259.9    0.05       13.0     +3.2
KY Christian      LOSS     291.4    191.4    1.00      191.4     -3.9
Reinhardt         LOSS     462.6    362.6    0.05       18.1     +8.4
                                            =====    =======
                                             3.40      663.8
                               663.8
       Union, Ky.'s rating =  ------ =  195.2
                               3.40

     Team            Rating      Effect
   ---------------   ------      ------
   Cumberland, Ky.    557.2 LOSS  +13.1 NAIA
   Morehead St.       480.9 LOSS   +9.3 FCS
   Reinhardt          462.6 LOSS   +8.4 NAIA
   Point U.           359.9 LOSS   +3.2 NAIA
   St Andrews         356.9 LOSS   +3.1 NAIA
   Webber Int'l       344.2 LOSS   +2.4 NAIA
   St. Thomas, FL     328.2 LOSS   +1.6 NAIA
   Bluefield          312.0 LOSS   +0.8 NAIA
   KY Christian       291.4 LOSS   -3.9 NAIA
   Campbellsville     285.2 LOSS  -10.0 NAIA
   Cincinnati Christ  267.1 LOSS  -28.1 NAIA
>> Union, Ky.         195.2 <<