1998 Calculation for Albany, N.Y.

Albany, N.Y.              Oppon.    Game
   Opponent      Result   Rating   Rating   Weight   Product   Effect
--------------   ------   ------   ------   ------   -------   ------
Central Conn. St. WIN       53.5     63.5      0         0.0         
American Intl.    WIN       61.1     71.1      1        71.1     +3.0
Monmouth, N.J.    WIN       56.8     66.8      0         0.0         
C.W. Post         LOSS      62.8     52.8      1        52.8    -15.3
Merrimack         WIN       47.9     57.9      0         0.0         
Stony Brook       WIN       52.7     62.7      0         0.0         
Mass.-Lowell      WIN       44.1     54.1      0         0.0         
Stonehill         WIN       45.9     55.9      0         0.0         
Pace              WIN       54.7     64.7      0         0.0         
S. Connecticut    WIN       67.5     77.5      1        77.5     +9.4
American Intl.    WIN       61.1     71.1      1        71.1     +3.0
                                            =====    =======
                                               4       272.5
                               272.5
     Albany, N.Y.'s rating =  ------ =   68.1
                                 4

     Team            Rating      Effect
   ---------------   ------      ------
   C.W. Post           62.8 LOSS  -15.3 Division II
>> Albany, N.Y.        68.1 <<
   S. Connecticut      67.5 WIN    +9.4 Division II
   American Intl.      61.1 WIN    +3.0 Division II
   American Intl.      61.1 WIN    +3.0 Division II
   Monmouth, N.J.      56.8 WIN         Division I-AA Non-scholarship
   Pace                54.7 WIN         Division II
   Central Conn. St.   53.5 WIN         Division I-AA Non-scholarship
   Stony Brook         52.7 WIN         Division II
   Merrimack           47.9 WIN         Division II
   Stonehill           45.9 WIN         Division II
   Mass.-Lowell        44.1 WIN         Division II