2004 Calculation for Gardner-Webb

Gardner-Webb              Oppon.    Game
   Opponent      Result   Rating   Rating   Weight   Product   Effect
--------------   ------   ------   ------   ------   -------   ------
Tennessee Tech    LOSS      83.0     73.0      1        73.0     -8.5
Morgan St.        WIN       77.3     87.3      1        87.3     +5.8
Furman            LOSS      96.3     86.3      0         0.0         
W. Carolina       WIN       83.3     93.3      1        93.3    +11.8
Liberty           LOSS      83.3     73.3      1        73.3     -8.2
Hampton U.        LOSS      88.2     78.2      1        78.2     -3.3
VMI               WIN       56.9     66.9      0         0.0         
Coastal Carolina  LOSS      82.6     72.6      1        72.6     -8.9
Wofford           LOSS      89.5     79.5      1        79.5     -2.0
Charleston So.    WIN       68.4     78.4      0         0.0         
SE Louisiana      WIN       84.7     94.7      1        94.7    +13.2
                                            =====    =======
                                               8       652.1
                               652.1
     Gardner-Webb's rating =  ------ =   81.5
                                 8

     Team            Rating      Effect
   ---------------   ------      ------
   Furman              96.3 LOSS        Division I-AA
   Wofford             89.5 LOSS   -2.0 Division I-AA
   Hampton U.          88.2 LOSS   -3.3 Division I-AA
   Liberty             83.3 LOSS   -8.2 Division I-AA
   Tennessee Tech      83.0 LOSS   -8.5 Division I-AA
   Coastal Carolina    82.6 LOSS   -8.9 Division I-AA
>> Gardner-Webb        81.5 <<
   SE Louisiana        84.7 WIN   +13.2 Division I-AA
   W. Carolina         83.3 WIN   +11.8 Division I-AA
   Morgan St.          77.3 WIN    +5.8 Division I-AA
   Charleston So.      68.4 WIN         Division I-AA
   VMI                 56.9 WIN         Division I-AA